{"id":16716,"date":"2025-12-17T17:24:52","date_gmt":"2025-12-17T08:24:52","guid":{"rendered":"https:\/\/joyn.tokyo\/?p=16716"},"modified":"2026-01-15T14:47:29","modified_gmt":"2026-01-15T05:47:29","slug":"bank-accounts-and-phone-numbers-in-japan","status":"publish","type":"post","link":"https:\/\/joyn.tokyo\/zh\/move\/settling\/bank-accounts-and-phone-numbers-in-japan","title":{"rendered":"\u65e5\u672c\u7684\u94f6\u884c\u8d26\u6237\u548c\u7535\u8bdd\u53f7\u7801--\u65e5\u5e38\u751f\u6d3b\u7684\u6700\u540e\u4e00\u628a\u94a5\u5319"},"content":{"rendered":"<p>\u5e02\u653f\u5385\u767b\u8bb0\u5b8c\u6210\u540e\uff0c\u6709\u4e24\u4ef6\u4e8b\u7a81\u7136\u53d8\u5f97\u53ef\u80fd\u4e86\u3002\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u548c\u83b7\u5f97\u65e5\u672c\u7535\u8bdd\u53f7\u7801\u3002\u5728\u65e5\u672c\uff0c\u8fd9\u4e9b\u90fd\u662f\u57fa\u7840\uff0c\u56e0\u4e3a\u652f\u4ed8\u623f\u79df\u3001\u5de5\u8d44\u3001\u6c34\u7535\u8d39\u3001\u5728\u7ebf\u670d\u52a1\uff0c\u751a\u81f3\u57fa\u672c\u7684\u8eab\u4efd\u9a8c\u8bc1\u90fd\u4f9d\u8d56\u4e8e\u5b83\u4eec\u3002.<\/p>\n\n\n\n<p>\u8def\u7ebf\u56fe\u4e2d\u7684\u8fd9\u4e00\u6b65\u89e3\u91ca\u4e86\u5982\u4f55\u5904\u7406\u8fd9\u4e24\u79cd\u60c5\u51b5\uff0c\u54ea\u79cd\u987a\u5e8f\u4f1a\u8ba9\u4e8b\u60c5\u53d8\u5f97\u66f4\u5bb9\u6613\uff0c\u4ee5\u53ca\u54ea\u79cd\u9009\u62e9\u5bf9\u65b0\u624b\u6765\u8bf4\u6700\u73b0\u5b9e\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-these-two-things-are-so-closely-linked\">\u4e3a\u4ec0\u4e48\u8fd9\u4e24\u4ef6\u4e8b\u8054\u7cfb\u5982\u6b64\u7d27\u5bc6\uff1f<\/h2>\n\n\n\n<p>\u94f6\u884c\u548c\u7535\u8bdd\u516c\u53f8\u76f8\u4e92\u4f9d\u8d56\u8fdb\u884c\u9a8c\u8bc1\u3002\u8bb8\u591a\u94f6\u884c\u9700\u8981\u4e00\u4e2a\u65e5\u672c\u7535\u8bdd\u53f7\u7801\u3002\u8bb8\u591a\u7535\u8bdd\u516c\u53f8\u9700\u8981\u65e5\u672c\u7684\u94f6\u884c\u8d26\u6237\u6216\u4fe1\u7528\u5361\u3002\u4e86\u89e3\u54ea\u4e9b\u9009\u9879\u9002\u5408\u5916\u56fd\u4eba\uff0c\u53ef\u4ee5\u8282\u7701\u65f6\u95f4\u548c\u51cf\u5c11\u632b\u6298\u611f\u3002.<\/p>\n\n\n\n<p>\u5728\u5927\u591a\u6570\u60c5\u51b5\u4e0b\uff0c\u5148\u83b7\u5f97\u7535\u8bdd\u53f7\u7801\u4f1a\u4f7f\u94f6\u884c\u6d41\u7a0b\u66f4\u52a0\u987a\u7545\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"getting-a-japanese-phone-number-your-fastest-win\">\u83b7\u53d6\u65e5\u672c\u7535\u8bdd\u53f7\u7801\uff0c\u4f60\u7684\u6700\u5feb\u5236\u80dc\u4e4b\u9053<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2025\/12\/17172029\/Getting-a-Japanese-Phone-Number-1024x576.jpg\" alt=\"\u83b7\u53d6\u65e5\u672c\u7535\u8bdd\u53f7\u7801\" class=\"wp-image-16714\"\/><\/figure>\n\n\n\n<p>\u65e5\u672c\u7684\u7535\u8bdd\u53f7\u7801\u901a\u5e38\u6bd4\u94f6\u884c\u5e10\u6237\u66f4\u5bb9\u6613\u83b7\u5f97\uff0c\u5c24\u5176\u662f\u5982\u679c\u60a8\u9009\u62e9 SIM \u5361\u6216\u9884\u4ed8\u8d39\u65b9\u5f0f\u3002\u5b9e\u4f53\u5e97\u53ef\u4ee5\u5f53\u573a\u9a8c\u8bc1\u6587\u4ef6\uff0c\u8fd9\u6709\u52a9\u4e8e\u907f\u514d\u5728\u7ebf\u62d2\u7edd\u5faa\u73af\u3002.<\/p>\n\n\n\n<p>\u60a8\u7684\u7b7e\u8bc1\u671f\u9650\u548c\u5c45\u7559\u8eab\u4efd\u4f1a\u5f71\u54cd\u60a8\u6709\u8d44\u683c\u4eab\u53d7\u54ea\u4e9b\u8ba1\u5212\u3002.<\/p>\n\n\n\n<p>\u60a8\u901a\u5e38\u9700\u8981<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c45\u4f4f\u8bc1<\/li>\n\n\n\n<li>\u62a4\u7167<\/li>\n\n\n\n<li>\u6ce8\u518c\u5730\u5740<\/li>\n\n\n\n<li>\u4ed8\u6b3e\u65b9\u5f0f\uff0c\u53d6\u51b3\u4e8e\u63d0\u4f9b\u5546<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"common-mobile-providers-and-why-people-choose-them\">\u5e38\u89c1\u7684\u79fb\u52a8\u670d\u52a1\u63d0\u4f9b\u5546\u53ca\u4eba\u4eec\u9009\u62e9\u5b83\u4eec\u7684\u539f\u56e0<\/h3>\n\n\n\n<p>\u4e3b\u8981\u4f9b\u5e94\u5546\u5305\u62ec<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8f6f\u94f6 - \u8986\u76d6\u9762\u5e7f\uff0c\u5e97\u5185\u5916\u56fd\u4eba\u652f\u6301\u826f\u597d<\/li>\n\n\n\n<li>au - \u5f3a\u5927\u7684\u7f51\u7edc\u8d28\u91cf\u548c\u7a33\u5b9a\u7684\u670d\u52a1<\/li>\n\n\n\n<li>NTT Docomo - \u6700\u5927\u7684\u7f51\u7edc\u548c\u5f3a\u5927\u7684\u519c\u6751\u8986\u76d6\u7387<\/li>\n<\/ul>\n\n\n\n<p>\u65b0\u6765\u8005\u7684\u5e38\u89c1\u66ff\u4ee3\u65b9\u6848\u5305\u62ec<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>LINE Mobile \u6216 LINEMO - \u8ba1\u5212\u66f4\u7b80\u5355\uff0c\u53ef\u5728\u7ebf\u6ce8\u518c<\/li>\n\n\n\n<li>Rakuten Mobile - \u5bf9\u4e00\u4e9b\u5916\u56fd\u4eba\u800c\u8a00\uff0c\u6210\u672c\u66f4\u4f4e\uff0c\u5165\u5883\u66f4\u5bb9\u6613<\/li>\n\n\n\n<li>IIJmio - \u6536\u8d39\u66f4\u4f4e\u7684\u7075\u6d3b SIM \u5361\u8ba1\u5212<\/li>\n<\/ul>\n\n\n\n<p>\u6bcf\u6708\u8d39\u7528\u56e0\u8ba1\u5212\u800c\u5f02\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9884\u7b97 SIM \u5361\u8ba1\u5212\uff0c\u6bcf\u6708\u7ea6 1,500 \u81f3 3,000 \u65e5\u5143<\/li>\n\n\n\n<li>\u4e3b\u8981\u8fd0\u8425\u5546\u8ba1\u5212\uff0c\u6bcf\u6708\u7ea6 4,000 \u81f3 7,000 \u65e5\u5143<\/li>\n<\/ul>\n\n\n\n<p>\u9884\u4ed8\u8d39\u548c SIM \u5361\u8ba1\u5212\u901a\u5e38\u662f\u6700\u7b80\u5355\u7684\u8d77\u70b9\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"opening-a-bank-account\">\u5f00\u8bbe\u94f6\u884c\u8d26\u6237<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2025\/12\/17172036\/Opening-a-Japanese-Bank-Account-1024x576.jpg\" alt=\"\u5f00\u8bbe\u65e5\u672c\u94f6\u884c\u8d26\u6237\" class=\"wp-image-16715\"\/><\/figure>\n\n\n\n<p><a href=\"https:\/\/joyn.tokyo\/zh\/move\/arrival\/how-to-open-a-bank-account-in-japan\">\u5728\u65e5\u672c\u5f00\u8bbe\u94f6\u884c\u8d26\u6237<\/a> \u6839\u636e\u65f6\u95f4\u3001\u7b7e\u8bc1\u7c7b\u578b\u548c\u94f6\u884c\u9009\u62e9\u7684\u4e0d\u540c\uff0c\u529e\u7406\u7b7e\u8bc1\u53ef\u80fd\u5f88\u7b80\u5355\uff0c\u4e5f\u53ef\u80fd\u5f88\u56f0\u96be\u3002\u6709\u4e9b\u94f6\u884c\u5bf9\u5916\u56fd\u4eba\u66f4\u53cb\u597d\uff0c\u5c24\u5176\u662f\u5bf9\u65b0\u5c45\u6c11\u3002.<\/p>\n\n\n\n<p>\u5927\u591a\u6570\u94f6\u884c\u90fd\u8981\u6c42\u60a8\u5728\u4f4f\u5740\u5c45\u4f4f\u8fc7\u4e00\u6bb5\u65f6\u95f4\uff0c\u4f46\u653f\u7b56\u5404\u6709\u4e0d\u540c\u3002.<\/p>\n\n\n\n<p>\u60a8\u901a\u5e38\u9700\u8981<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c45\u4f4f\u8bc1<\/li>\n\n\n\n<li>\u62a4\u7167<\/li>\n\n\n\n<li>\u6ce8\u518c\u5730\u5740<\/li>\n\n\n\n<li>\u65e5\u8bed\u7535\u8bdd\u53f7\u7801<\/li>\n\n\n\n<li>\u4e2a\u4eba\u5370\u7ae0\u6216\u7b7e\u540d<\/li>\n<\/ul>\n\n\n        <h4 class=\"related-posts-heading\">\u66f4\u591a\u4fe1\u606f<\/h4>\n\n        <div class=\"custom-related-posts\">\n                            <div 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\u4e13\u4e3a\u56fd\u9645\u5ba2\u6237\u8bbe\u8ba1\u3002\u82f1\u8bed\u652f\u6301\u5f3a\u5927\uff0c\u6d77\u5916\u8f6c\u8d26\u66f4\u5bb9\u6613\u3002\u53ef\u80fd\u6709\u6700\u4f4e\u4f59\u989d\u8981\u6c42\u3002.<\/p>\n\n\n\n<p>\u65b0\u751f\u94f6\u884c\u56e0\u5176\u82f1\u6587\u754c\u9762\u548c\u56fd\u9645\u6c47\u6b3e\u9009\u9879\u800c\u6df1\u53d7\u5916\u56fd\u4eba\u6b22\u8fce\u3002\u5b83\u901a\u5e38\u66f4\u6613\u4e8e\u4f7f\u7528\u7f51\u4e0a\u94f6\u884c\u3002.<\/p>\n\n\n\n<p>MUFJ \u662f\u65e5\u672c\u6700\u5927\u7684\u94f6\u884c\u4e4b\u4e00\u3002\u867d\u7136\u4e0d\u662f\u4ee5\u5916\u56fd\u4eba\u4e3a\u91cd\u70b9\uff0c\u4f46\u5b83\u88ab\u96c7\u4e3b\u548c\u623f\u4e1c\u5e7f\u6cdb\u63a5\u53d7\u3002\u82f1\u8bed\u652f\u6301\u56e0\u5206\u884c\u800c\u5f02\u3002.<\/p>\n\n\n        <h4 class=\"related-posts-heading\">\u66f4\u591a\u4fe1\u606f<\/h4>\n\n        <div class=\"custom-related-posts\">\n                            <div class=\"related-post-card\">\n                    <a href=\"https:\/\/joyn.tokyo\/zh\/admin\/daily\/best-banks-in-japan\">\n                        <div class=\"related-post-thumbnail\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"630\" src=\"https:\/\/joyn.tokyo\/wp-content\/uploads\/2025\/03\/image-180-1024x630.png\" class=\"attachment-large size-large wp-post-image\" alt=\"-\">                        <\/div>\n                        <div class=\"related-post-meta\">\n                            <div class=\"related-post-category\"><a href=\"https:\/\/joyn.tokyo\/zh\/admin\/daily\" rel=\"category tag\">\u6bcf\u65e5<\/a>, <a href=\"https:\/\/joyn.tokyo\/zh\/admin\" rel=\"category tag\">\u884c\u653f<\/a><\/div>\n\t\t\t\t\t\t\t<a href = \"https:\/\/joyn.tokyo\/zh\/admin\/daily\/best-banks-in-japan\" style = \"text-decoration: none\">\n                            \t<h4 class=\"related-post-title\">\u65e5\u672c\u6700\u9002\u5408\u5916\u56fd\u4eba\u7684\u94f6\u884c<\/h4>\n\t\t\t\t\t\t\t<\/a>\n                        <\/div>\n                    <\/a>\n                <\/div>\n                    <\/div>\n    \n\n\n\n<h2 class=\"wp-block-heading\" id=\"common-reasons-applications-are-rejected\">\u7533\u8bf7\u88ab\u62d2\u7684\u5e38\u89c1\u539f\u56e0<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2025\/12\/17172051\/Common-Reasons-Applications-Are-Rejected-1024x576.jpg\" alt=\"\u7533\u8bf7\u88ab\u62d2\u7684\u5e38\u89c1\u539f\u56e0\" class=\"wp-image-16718\"\/><\/figure>\n\n\n\n<p>\u62d2\u7edd\u662f\u4ee4\u4eba\u6cae\u4e27\u7684\uff0c\u4f46\u4e5f\u5f88\u5e38\u89c1\u3002\u5b83\u901a\u5e38\u5f52\u7ed3\u4e8e\u98ce\u9669\u653f\u7b56\u800c\u975e\u4e2a\u4eba\u80cc\u666f\u3002.<\/p>\n\n\n\n<p>\u5e38\u89c1\u95ee\u9898\u5305\u62ec<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5269\u4f59\u7b7e\u8bc1\u671f\u9650\u5f88\u77ed<\/li>\n\n\n\n<li>\u6ca1\u6709\u65e5\u8bed\u7535\u8bdd\u53f7\u7801<\/li>\n\n\n\n<li>\u65b0\u8fd1\u62b5\u8fbe\uff0c\u6ca1\u6709\u5f53\u5730\u5386\u53f2<\/li>\n\n\n\n<li>\u6587\u4ef6\u4e0d\u5b8c\u6574\u6216\u4e0d\u6e05\u6670<\/li>\n<\/ul>\n\n\n\n<p>\u6362\u4e00\u5bb6\u5206\u884c\u6216\u94f6\u884c\u5f80\u5f80\u80fd\u89e3\u51b3\u95ee\u9898\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"linking-your-bank-account-to-daily-life\">\u5c06\u94f6\u884c\u8d26\u6237\u4e0e\u65e5\u5e38\u751f\u6d3b\u8054\u7cfb\u8d77\u6765<\/h2>\n\n\n\n<p>\u8d26\u6237\u5f00\u901a\u540e\uff0c\u60a8\u53ef\u4ee5\u8bbe\u7f6e\u81ea\u52a8\u652f\u4ed8\u623f\u79df\u548c\u6c34\u7535\u8d39\u3001\u9886\u53d6\u5de5\u8d44\uff0c\u5e76\u5728\u8bb8\u591a\u670d\u52a1\u4e2d\u9a8c\u8bc1\u8eab\u4efd\u3002\u53ea\u9700\u8fd9\u4e00\u6b65\uff0c\u65e5\u672c\u7684\u8bb8\u591a\u884c\u653f\u7cfb\u7edf\u5c31\u4f1a\u4e3a\u60a8\u6253\u5f00\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"choosing-the-right-order-and-expectations\">\u9009\u62e9\u6b63\u786e\u7684\u8ba2\u5355\u548c\u671f\u671b<\/h2>\n\n\n\n<p>\u5bf9\u4e8e\u5927\u591a\u6570\u65b0\u4eba\u6765\u8bf4\uff0c\u6700\u987a\u5229\u7684\u9014\u5f84\u662f\u5148\u6709\u7535\u8bdd\u53f7\u7801\uff0c\u518d\u6709\u94f6\u884c\u8d26\u6237\u3002\u7b2c\u4e00\u5929\u4e0d\u8981\u8ffd\u6c42\u5b8c\u7f8e\u3002\u4e00\u4e2a\u80fd\u6b63\u5e38\u8fd0\u884c\u7684\u57fa\u672c\u8bbe\u7f6e\u8981\u6bd4\u7b49\u5f85\u6570\u5468\u7684\u7406\u60f3\u65b9\u6848\u8981\u597d\u5f97\u591a\u3002.<\/p>\n\n\n\n<div class=\"jt-article-bottom-2\" id=\"jt-3475304755\"><div class=\"jt-adlabel\">- \u8d5e\u52a9<\/div><a data-no-instant=\"1\" href=\"https:\/\/www.etsy.com\/shop\/iiiSekai?section_id=47165534\" rel=\"noopener sponsored\" class=\"a2t-link\" target=\"_blank\" aria-label=\"iiisekai_banner_4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-scaled.jpg\" alt=\"\"  srcset=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-scaled.jpg 2560w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-300x90.jpg 300w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-1024x306.jpg 1024w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-768x230.jpg 768w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-1536x460.jpg 1536w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-2048x613.jpg 2048w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-18x5.jpg 18w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-860x257.jpg 860w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" width=\"2560\" height=\"766\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Once city hall registration is complete, two things suddenly become possible. Opening a bank account and getting a Japanese phone number. In Japan, they are foundations because rent payments, salaries, utilities, online services, and even basic identity verification all depend on them. This step in the roadmap explains how to approach both, which order makes [&hellip;]<\/p>","protected":false},"author":8,"featured_media":16717,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[207,7],"tags":[],"tmauthors":[],"post_folder":[],"class_list":{"0":"post-16716","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-settling","8":"category-move"},"acf":[],"_links":{"self":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts\/16716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/comments?post=16716"}],"version-history":[{"count":3,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts\/16716\/revisions"}],"predecessor-version":[{"id":17383,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts\/16716\/revisions\/17383"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/media\/16717"}],"wp:attachment":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/media?parent=16716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/categories?post=16716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/tags?post=16716"},{"taxonomy":"tmauthors","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/tmauthors?post=16716"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/post_folder?post=16716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}