{"id":17309,"date":"2026-01-15T09:32:38","date_gmt":"2026-01-15T00:32:38","guid":{"rendered":"https:\/\/joyn.tokyo\/?p=17309"},"modified":"2026-03-16T10:16:41","modified_gmt":"2026-03-16T01:16:41","slug":"how-to-open-a-bank-account-in-japan","status":"publish","type":"post","link":"https:\/\/joyn.tokyo\/zh\/move\/arrival\/how-to-open-a-bank-account-in-japan","title":{"rendered":"\u5982\u4f55\u5728\u65e5\u672c\u5f00\u8bbe\u94f6\u884c\u8d26\u6237 - \u5206\u6b65\u6307\u5357"},"content":{"rendered":"<p>\u5728\u65e5\u672c\u5f00\u7acb\u94f6\u884c\u8d26\u6237\u901a\u5e38\u5f88\u7b80\u5355\uff0c\u53ea\u8981\u60a8\u77e5\u9053\u9700\u8981\u643a\u5e26\u54ea\u4e9b\u6587\u4ef6\u4ee5\u53ca\u5b9e\u9645\u9700\u8981\u54ea\u79cd\u7c7b\u578b\u7684\u8d26\u6237\u5373\u53ef\u3002\u6700\u5927\u7684\u5ef6\u8bef\u53d1\u751f\u5728\u6ca1\u6709\u6b63\u786e\u6587\u4ef6\u7684\u60c5\u51b5\u4e0b\u51fa\u73b0\u3001\u6ca1\u6709\u65e5\u8bed\u7535\u8bdd\u53f7\u7801\u6216\u5728\u4e0d\u7ecf\u5e38\u4e3a\u5916\u56fd\u5c45\u6c11\u529e\u7406\u4e1a\u52a1\u7684\u5206\u884c\u7533\u8bf7\u65f6\u3002\u672c\u6307\u5357\u5c06\u5411\u60a8\u4ecb\u7ecd\u6574\u4e2a\u6d41\u7a0b\u3001\u5728\u67dc\u53f0\u9700\u8981\u6ce8\u610f\u7684\u4e8b\u9879\u4ee5\u53ca\u5982\u4f55\u907f\u514d\u6700\u5e38\u89c1\u7684\u95ee\u9898\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-you-need-to-open-a-bank-account-in-japan\">\u5728\u65e5\u672c\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u7684\u5fc5\u8981\u6761\u4ef6<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/01\/15093209\/required-documents-for-opening-bank-account-in-japan-1024x576.jpg\" alt=\"-\" class=\"wp-image-17322\"><\/figure>\n\n\n\n<p>\u5927\u591a\u6570\u94f6\u884c\u90fd\u8981\u6c42\u63d0\u4f9b\u76f8\u540c\u7684\u6838\u5fc3\u6587\u4ef6\u3002\u6839\u636e\u60a8\u7684\u7b7e\u8bc1\u7c7b\u578b\u548c\u5728\u65e5\u672c\u9017\u7559\u7684\u65f6\u95f4\u957f\u77ed\uff0c\u8981\u6c42\u4f1a\u7565\u6709\u4e0d\u540c\uff0c\u4f46\u8fd9\u662f\u6807\u51c6\u6e05\u5355\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"residence-card\">\u5c45\u7559\u5361<\/h3>\n\n\n\n<p>\u60a8\u9700\u8981\u51fa\u793a\u5c45\u7559\u5361\uff08\u5728\u7559\u5361\uff09\u3002\u94f6\u884c\u5c06\u6838\u5bf9\u60a8\u7684\u59d3\u540d\u3001\u5730\u5740\u548c\u5c45\u4f4f\u72b6\u51b5\u3002\u5982\u679c\u60a8\u7684\u5730\u5740\u5c1a\u672a\u5370\u5728\u80cc\u9762\uff0c\u6709\u4e9b\u94f6\u884c\u53ef\u80fd\u4f1a\u62d2\u7edd\u60a8\u7684\u7533\u8bf7\uff0c\u76f4\u5230\u5730\u5740\u66f4\u65b0\u4e3a\u6b62\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"passport\">\u62a4\u7167<\/h3>\n\n\n\n<p>\u5e26\u4e0a\u60a8\u7684\u62a4\u7167\uff0c\u7279\u522b\u662f\u5982\u679c\u60a8\u7684\u59d3\u540d\u683c\u5f0f\u6216\u56fd\u7c4d\u9700\u8981\u786e\u8ba4\u3002\u6709\u4e9b\u94f6\u884c\u53ef\u80fd\u4f1a\u8981\u6c42\u60a8\u63d0\u4f9b\u62a4\u7167\u4ee5\u8fdb\u884c\u989d\u5916\u9a8c\u8bc1\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"phone-number-in-japan\">\u65e5\u672c\u7535\u8bdd\u53f7\u7801<\/h3>\n\n\n\n<p>\u901a\u5e38\u8981\u6c42\u63d0\u4f9b\u65e5\u672c\u7535\u8bdd\u53f7\u7801\uff0c\u4ee5\u6838\u5b9e\u8eab\u4efd\u548c\u8d26\u6237\u8054\u7cfb\u65b9\u5f0f\u3002\u6709\u4e9b\u94f6\u884c\u6bd4\u8f83\u7075\u6d3b\uff0c\u4f46\u5f88\u591a\u94f6\u884c\u5e76\u4e0d\u7075\u6d3b\uff0c\u5c24\u5176\u662f\u5bf9\u4e8e\u9996\u6b21\u7533\u8bf7\u8005\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"personal-seal-or-signature\">\u4e2a\u4eba\u5370\u7ae0\u6216\u7b7e\u540d<\/h3>\n\n\n\n<p>\u6709\u4e9b\u94f6\u884c\u4ecd\u7136\u559c\u6b22\u624b\u7eb8\uff0c\u4f46\u73b0\u5728\u5f88\u591a\u94f6\u884c\u90fd\u63a5\u53d7\u7b7e\u540d\u3002\u5982\u679c\u60a8\u5df2\u7ecf\u6709\u4e86\u94f6\u884c\u5361\uff0c\u8bf7\u5e26\u4e0a\u5b83\uff0c\u5982\u679c\u6ca1\u6709\u4e5f\u4e0d\u5fc5\u60ca\u614c\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"my-number\">\u6211\u7684\u53f7\u7801<\/h3>\n\n\n\n<p>\u6709\u4e9b\u94f6\u884c\u4f1a\u5728\u5f00\u6237\u8fc7\u7a0b\u4e2d\u8981\u6c42\u60a8\u63d0\u4f9b \"\u6211\u7684\u53f7\u7801\"\uff08\u4e2a\u4eba\u7f16\u53f7\uff09\uff0c\u5c24\u5176\u662f\u5728\u60a8\u4e3a\u4ee5\u4e0b\u76ee\u7684\u5f00\u6237\u65f6\u3002 <a href=\"https:\/\/joyn.tokyo\/zh\/work\/job\/salary-in-japan\">\u5de5\u8d44\u652f\u4ed8<\/a>, \u6295\u8d44\u6216\u67d0\u4e9b\u670d\u52a1\u3002\u5982\u679c\u60a8\u6709 \"\u6211\u7684\u53f7\u7801 \"\u5361\u6216\u901a\u77e5\u5355\uff0c\u8bf7\u968f\u8eab\u643a\u5e26\u3002.<\/p>\n\n\n        <h4 class=\"related-posts-heading\">\u66f4\u591a\u4fe1\u606f<\/h4>\n\n        <div class=\"custom-related-posts\">\n                            <div class=\"related-post-card\">\n                    <a href=\"https:\/\/joyn.tokyo\/zh\/work\/job\/salary-in-japan\">\n                        <div class=\"related-post-thumbnail\">\n                            <img loading=\"lazy\" decoding=\"async\" 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id=\"identity-check-and-basic-questions\">\u8eab\u4efd\u68c0\u67e5\u548c\u57fa\u672c\u95ee\u9898<\/h3>\n\n\n\n<p>\u5de5\u4f5c\u4eba\u5458\u4f1a\u68c0\u67e5\u60a8\u7684\u6587\u4ef6\uff0c\u53ef\u80fd\u4f1a\u95ee\u51e0\u4e2a\u7b80\u5355\u7684\u95ee\u9898\u3002\u6709\u4e9b\u4eba\u5c31\u4f1a\u5728\u8fd9\u4e2a\u73af\u8282\u5361\u58f3\uff0c\u5c24\u5176\u662f\u5f53\u4ed6\u4eec\u65e0\u6cd5\u89e3\u91ca\u8d26\u6237\u7684\u7528\u9014\u65f6\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u5f00\u8bbe\u8d26\u6237\u662f\u4e3a\u4e86\u652f\u4ed8\u5de5\u8d44\uff0c\u8bf7\u76f4\u8bf4\u3002\u5982\u679c\u60a8\u5f00\u6237\u662f\u4e3a\u4e86\u65e5\u5e38\u751f\u6d3b\u3001\u623f\u79df\u3001\u6c34\u7535\u8d39\u548c\u8d2d\u7269\uff0c\u90a3\u5c31\u8bf4\u51fa\u6765\u3002\u94f6\u884c\u559c\u6b22\u6e05\u6670\u3001\u6b63\u5e38\u7684\u56de\u7b54\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"receive-your-cash-card-and-account-details\">\u63a5\u6536\u60a8\u7684\u73b0\u91d1\u5361\u548c\u8d26\u6237\u4fe1\u606f<\/h3>\n\n\n\n<p>\u6839\u636e\u94f6\u884c\u7684\u4e0d\u540c\uff0c\u4f60\u53ef\u80fd\u4f1a\u5f97\u5230<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u60a8\u7684\u8d26\u53f7<\/li>\n\n\n\n<li>\u73b0\u91d1\u5361 (\u30ad\u30e3\u30c3\u30b7\u30e5\u30ab\u30fc\u30c9) \u5f53\u573a\u53d1\u653e\u6216\u7a0d\u540e\u90ae\u5bc4<\/li>\n\n\n\n<li>\u7f51\u4e0a\u94f6\u884c\u8bbe\u7f6e\u8bf4\u660e<\/li>\n<\/ul>\n\n\n\n<p>\u8bb8\u591a\u94f6\u884c\u4f1a\u5728\u51e0\u5929\u5230\u4e00\u5468\u5185\u5c06\u73b0\u91d1\u5361\u90ae\u5bc4\u5230\u60a8\u767b\u8bb0\u7684\u5730\u5740\u3002\u5982\u679c\u60a8\u7684\u90ae\u7bb1\u4e0a\u6ca1\u6709\u60a8\u7684\u540d\u5b57\uff0c\u8bf7\u5148\u89e3\u51b3\u8fd9\u4e2a\u95ee\u9898\uff0c\u5426\u5219\u90ae\u5bc4\u53ef\u80fd\u4f1a\u5931\u8d25\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-long-it-takes-to-open-a-bank-account-in-japan\">\u5728\u65e5\u672c\u5f00\u8bbe\u94f6\u884c\u8d26\u6237\u9700\u8981\u591a\u957f\u65f6\u95f4<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/01\/15093226\/open-japanese-bank-account-timeline-1024x576.jpg\" alt=\"-\" class=\"wp-image-17324\"><\/figure>\n\n\n\n<p>\u5728\u8bb8\u591a\u60c5\u51b5\u4e0b\uff0c\u7533\u8bf7\u672c\u8eab\u5728\u5206\u884c\u53ea\u9700 30 \u5230 60 \u5206\u949f\uff0c\u4f46\u6536\u5230\u73b0\u91d1\u5361\u53ef\u80fd\u9700\u8981\u51e0\u5929\u65f6\u95f4\u3002.<\/p>\n\n\n\n<p>\u6709\u4e9b\u94f6\u884c\u53ef\u4ee5\u7acb\u5373\u53d1\u5361\uff0c\u4f46\u90ae\u5bc4\u4ecd\u7136\u5f88\u5e38\u89c1\uff0c\u7279\u522b\u662f\u5bf9\u4e8e\u9996\u6b21\u7533\u8bf7\u8005\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"common-problems-foreigners-run-into\">\u5916\u56fd\u4eba\u9047\u5230\u7684\u5e38\u89c1\u95ee\u9898<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/01\/15093232\/common-problems-when-opening-bank-acocunt-in-japan-1024x576.jpg\" alt=\"-\" class=\"wp-image-17325\"><\/figure>\n\n\n\n<p>\u8fd9\u4e9b\u662f\u5bfc\u81f4\u5927\u591a\u6570\u5f00\u6237\u7533\u8bf7\u88ab\u62d2\u7edd\u6216\u5ef6\u8bef\u7684\u539f\u56e0\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u60a8\u7684\u5730\u5740\u5c1a\u672a\u66f4\u65b0\uff1a<\/strong> \u5982\u679c\u60a8\u521a\u5230\u65e5\u672c\uff0c\u800c\u60a8\u7684\u5730\u5740\u5c1a\u672a\u6b63\u786e\u767b\u8bb0\uff0c\u8bb8\u591a\u94f6\u884c\u4f1a\u8981\u6c42\u60a8\u7a0d\u540e\u518d\u6765\u3002\u8bf7\u786e\u4fdd\u60a8\u7684\u5728\u7559\u5361\u5730\u5740\u5df2\u5728\u6240\u5728\u5e02\u753a\u6751\u653f\u5e9c\u66f4\u65b0\u3002.<\/li>\n\n\n\n<li><strong>\u4f60\u6ca1\u6709\u65e5\u672c\u7535\u8bdd\u53f7\u7801\uff1a<\/strong> \u5982\u679c\u6ca1\u6709\u672c\u5730\u53f7\u7801\uff0c\u5f88\u591a\u94f6\u884c\u90fd\u4e0d\u4f1a\u7ee7\u7eed\u63d0\u4f9b\u670d\u52a1\u3002\u5982\u679c\u60a8\u4ecd\u7136\u53ea\u4f7f\u7528\u5916\u56fd SIM \u5361\uff0c\u8fd9\u53ef\u80fd\u4f1a\u963b\u6b62\u60a8\u7684\u7533\u8bf7\u3002.<\/li>\n\n\n\n<li><strong>\u60a8\u7684\u59d3\u540d\u5728\u6240\u6709\u6587\u4ef6\u4e2d\u90fd\u4e0d\u5339\u914d\uff1a<\/strong> \u5982\u679c\u60a8\u7684\u5c45\u7559\u5361\u3001\u62a4\u7167\u548c\u96c7\u4e3b\u6587\u4ef6\u4e2d\u7684\u59d3\u540d\u683c\u5f0f\u4e0d\u540c\uff0c\u53ef\u80fd\u4f1a\u9020\u6210\u95ee\u9898\u3002\u8bf7\u5c3d\u91cf\u4fdd\u6301\u59d3\u540d\u683c\u5f0f\u5b8c\u5168\u76f8\u540c\u3002.<\/li>\n\n\n\n<li><strong>\u4f60\u6765\u5f97\u592a\u65e9\u4e86\uff1a<\/strong> \u5982\u679c\u60a8\u5728\u843d\u5730\u540e\u7acb\u5373\u63d0\u51fa\u7533\u8bf7\uff0c\u7279\u522b\u662f\u5728\u6ca1\u6709\u5de5\u4f5c\u5408\u540c\u6216\u660e\u786e\u5f00\u6237\u7406\u7531\u7684\u60c5\u51b5\u4e0b\uff0c\u6709\u4e9b\u94f6\u884c\u4f1a\u72b9\u8c6b\u4e0d\u51b3\u3002\u8fd9\u53d6\u51b3\u4e8e\u94f6\u884c\uff0c\u4f46\u8fd9\u79cd\u60c5\u51b5\u65f6\u6709\u53d1\u751f\u3002.<\/li>\n\n\n\n<li><strong>\u5206\u884c\u5de5\u4f5c\u4eba\u5458\u4e0d\u4e60\u60ef\u63a5\u5f85\u5916\u56fd\u5c45\u6c11\uff1a<\/strong> \u6709\u65f6\u94f6\u884c\u5f88\u597d\uff0c\u4f46\u7279\u5b9a\u5206\u884c\u63a5\u5f85\u7684\u975e\u65e5\u672c\u5ba2\u6237\u4e0d\u591a\u3002\u5982\u679c\u611f\u89c9\u7a0b\u5e8f\u6df7\u4e71\u6216\u4ee4\u4eba\u56f0\u60d1\uff0c\u53ef\u4ee5\u6362\u4e00\u5bb6\u5206\u884c\u3002.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"can-you-open-a-bank-account-online-in-japan\">\u60a8\u53ef\u4ee5\u5728\u65e5\u672c\u7f51\u4e0a\u5f00\u7acb\u94f6\u884c\u8d26\u6237\u5417\uff1f<\/h2>\n\n\n\n<p>\u6709\u4e9b\u94f6\u884c\u5141\u8bb8\u5728\u7ebf\u7533\u8bf7\uff0c\u4f46\u8bb8\u591a\u94f6\u884c\u4ecd\u8981\u6c42\u8fdb\u884c\u8eab\u4efd\u68c0\u67e5\uff0c\u56e0\u6b64\u7ecf\u5e38\u9700\u8981\u5230\u5206\u884c\u529e\u7406\u624b\u7eed\u3002\u5982\u679c\u60a8\u5df2\u7ecf\u6709\u65e5\u672c\u7535\u8bdd\u53f7\u7801\u3001\u7a33\u5b9a\u7684\u5730\u5740\uff0c\u6709\u65f6\u8fd8\u6709 My Number 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src=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-scaled.jpg\" alt=\"\"  srcset=\"https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-scaled.jpg 2560w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-300x90.jpg 300w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-1024x306.jpg 1024w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-768x230.jpg 768w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-1536x460.jpg 1536w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-2048x613.jpg 2048w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-18x5.jpg 18w, https:\/\/s3.ap-northeast-1.wasabisys.com\/joyn\/2026\/04\/09145745\/vtuber_banner_pattern3-860x257.jpg 860w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" width=\"2560\" height=\"766\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Opening a bank account in Japan is usually straightforward once you know what documents to bring and what type of account you actually need. The biggest delays happen when someone shows up without the right paperwork, doesn\u2019t have a Japanese phone number, or applies at a branch that doesn\u2019t handle foreign residents often. This guide [&hellip;]<\/p>","protected":false},"author":8,"featured_media":17321,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[205,7],"tags":[],"tmauthors":[],"post_folder":[],"class_list":{"0":"post-17309","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-arrival","8":"category-move"},"acf":[],"_links":{"self":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts\/17309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/comments?post=17309"}],"version-history":[{"count":6,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts\/17309\/revisions"}],"predecessor-version":[{"id":19201,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/posts\/17309\/revisions\/19201"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/media\/17321"}],"wp:attachment":[{"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/media?parent=17309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/categories?post=17309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/tags?post=17309"},{"taxonomy":"tmauthors","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/tmauthors?post=17309"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/joyn.tokyo\/zh\/wp-json\/wp\/v2\/post_folder?post=17309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}